Robin and Julie became a loan officer team in 2020 and have been flourishing rapidly since. Robin had been Julie’s Marketing Assistant and synergy between them is evident. Julie has been working in Utah Valley with mortgages for years and years. Together they love problem solving and are more than willing to take the time to listen and understand. It is important for them to give the personal touch. They consciously watch the market to give their clients the best rates and terms they possibly can. We LOVE what we do!
Financing the Easy Way
We have a good mix of personal touch and technical options. We send you bi-weekly updates on the status of your loan. A short stepping stone video comes to you at each point in the process. We take the time to give you the opportunity to understand what is happening on your loan throughout the process.
Request a Consultation
We have so many methods of applying these days. You can request a mobile app and fill it out on your computer or your phone. Our app has tools available to upload your documents and monitor your loan. You can choose to meet with us in person or over Zoom, or even just a phone call will do. Feel free to choose a mix of several. The best way to reach us is on our mobile phones or through email.
Get Started
Reach out with a phone call, text, or email. We will want to know what your overall goals are for your financial future, so we can structure a loan that will get you where you want to be. We look forward to the adventure!
Meet Julie Mackay
I accidentally came into the mortgage field years ago—back when rates were 17% or so. Training was mostly trial by error and learning that way made everything memorable. I like working in an industry that is always changing and that means I need to sharpen my skills regularly. Figuring out how to make loans work is intriguing to me. I am delighted to work with Robin. She is caring and smart and the synergism is so great.
Meet Robin Rhoads
I understand that financing can be intimidating, so I strive to provide a smooth and friendly experience. I will be with you every step of the way throughout the entire process. I love helping people and that is what I get to do all day! What could be better?
Julie Mackay, mortgage consultant, wth the assistance of Robin Rhoads, Client Advocate , provided excellent service in helping us refinance our existing loan. This is the second time we have utilized Julie’s team and would highly recommend utilizing her services if you are looking for responsive personal attention to detail throughout the loan process.
Lois R.
BirdEye
Julie and her team did an exceptional job helping us work through some unexpected bumps in the road as we needed our loan to close in a timely manner. As always, Julie went far above and beyond anything we could have hoped for to make everything close on time! I would recommend her without reservation to anyone looking for a highly professional and very experienced mortgage broker.
jtgreatkids
Zillow
It was a pleasure working with Julie! Professional, pleasant, organized, helpful and thorough are some of the words that come to mind. Explained our options clearly rather than simply trying to push a deal through. Got us a good rate while explaining all the trade-offs. Frequent communication kept us informed throughout the entire process. We highly recommend Julie and her team!
John T.
BirdEye
We worked with Julie Mackay and her team to refinance our home. Julie was wonderful to work with. Our refi took place during the COVID-19 pandemic. Julie was flexible and went the extra mile to get things done for us. We are so grateful she was there every step of the way. We would recommend Julie to anyone!
Heidi B.
BirdEye
Julie and her team walked us through a more than usually complicated mortgage process. She went far above and beyond in making sure things came together in time. She is remarkably skilled in and knowledgeable about every aspect of mortgage financing. We highly recommend her and her team!
Mimi Lindsay Warnick
Julie has done three mortgages for me and each had been a great experience. Her team is fast and communicated clearly. My loan came through two weeks early this time. And it’s 2.99% for a 30 year fixed. Amazing. Julie will get you into the house you want with the mortgage you need.
Julie
Zillow
This is my second dealing with Julie. I would highly recommend this team for your mortgage needs. They are prompt and effective. Holding your hand at each step in the process.
donnanelson7167
Zillow
My wife lost her job a few days before closing. Julie and her team worked with us to get the loan to work and we were very happy to have our first home.
merach7
Zillow
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Why Choose Robin & Julie
Experience
Over 30 years’ experience together
Backed by the Best
Backed by one of the top mortgage companies in the nation
Relationships
You will be a lifelong client and won’t be forgotten
Statewide Coverage
Our work extends all over Utah
Bi-Weekly Reports
We send out biweekly reports throughout the loan process
User-friendly Technology
We have a mobile app and tech tools that make it simple for you
Julie Mackay
Julie loves infused water, chocolate, and taking pictures of her many nieces and nephews and turning them into cards
Robin Rhoads
Robin loves chickens, riding ATVs, eating carbs, and watching football
Numerous Programs
Programs too numerous to mention
Multiple Agents
Two of us for the price of one
Customer Service
Been awarded more than once for superb customer service
We are Motivated
We have families to feed
Competitive Rates
Extremely competitive rates
You will be remembered
We send adorable birthday and Christmas cards
Mortgage Strategy
We have the ability to strategize with your financial situation